FINANCIAL OS FOR AGENCIES
Stop guessing where your agency's money goes
JT Vault splits every euro across profit, compensation, tax, and operations — automatically. Built for agency founders who want clarity, not spreadsheets.
Free for early adopters · No credit card required
Built and used daily by JT Digital
THE PROBLEM
Agency finances are a mess
Scattered tools
Your invoices live in one app, expenses in another, and profit calculations in a spreadsheet that's always out of date.
No profit visibility
You know revenue, but do you know your actual profit after tax, compensation, and operating costs? Most agency founders don't.
Tax surprises
DDV deadlines creep up. You scramble to calculate what you owe. It shouldn't be this stressful.
THE SOLUTION
One platform. Complete financial clarity.
Profit First Allocation
Every transaction automatically splits across Profit, Owner's Comp, Tax, and OpEx accounts. Know your real numbers in real time.
Invoicing & Offers
Generate professional invoices and offers with PDF export. Track payment status. Slovenian DDV compliance built in.
Project Profitability
See which projects make money and which drain it. Revenue, costs, and margins — per project, per client.
EVERYTHING YOU NEED
Built for how agencies actually work
Multi-account allocation
Automatic Profit, Owner, Tax, and OpEx splits on every transaction.
Invoice & offer generation
Professional PDFs with line items, VAT, and payment tracking.
Approval workflows
Co-founder governance for expenses, settings, and documents.
Weekly AI reports
Automated summaries of your financial week, powered by Claude.
Sales pipeline
Track deals from lead to closed with daily activity logging.
Subscription tracking
Monitor recurring costs, renewals, and expected payments.
HOW IT WORKS
Up and running in minutes
Set your allocation percentages
Define how revenue splits across Profit, Owner's Comp, Tax, and OpEx. Adjust anytime.
Log transactions as they happen
Record income and expenses. JT Vault allocates to the right accounts automatically.
See your real numbers
Dashboard shows real-time balances, project profitability, and upcoming tax obligations.
FAQ
Common questions
Who is JT Vault for?
Digital agency founders and small teams who use Profit First (or want to). Currently optimized for Slovenian companies with DDV obligations.
How much does it cost?
Free during early access. We'll introduce pricing based on usage once the platform stabilizes.
Is my financial data secure?
Yes. HTTPS everywhere, httpOnly cookies, CSRF protection, parameterized database queries. Your data stays on EU-hosted servers.
Can I use this for multiple companies?
Not yet — JT Vault currently manages a single company per instance. Multi-company support is on the roadmap.
What about integrations?
Currently JT Vault is standalone. Bank feed integrations and accounting software exports are planned for future releases.
Ready to see where your money actually goes?
Join the early access program. Free for founding users.
Request Early AccessQuestions? Email us at vault@jtdigital.si